During the second wave of settlement from 1920 to 1940 many of the new homes were financed by bank loans. The houses' long wall was typically parallel with the road and the animals would be in an extension at the back. The smallest houses had a kitchen, a living room and a hallway on the ground floor and bedrooms upstairs. The larger houses had an additional living room/downstairs bedroom and the four rooms were organised around a central chimneystack. The extension at the back contained an entrance area, a fuel store, a livestock room, an open fireplace and a hayloft. What was new during this period was the introduction of a cellar under the livestock room to drop the manure into instead of throwing it out of a hatch in the wall, which was the traditional way of doing it.